PREPAYMENT PENALTY CLAIM PREEMPTED BY HOLA

Question:        Is a lawsuit challenging a federal savings and loan association's prepayment penalty formula preempted by the Home Owner's Loan Act?

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CLASS ACTION NOT PERMITTED TO ASSERT RESCISSION CLAIM UNDER TILA

Question:        May a claim for rescission under the Truth In Lending Act (15 U.S.C. § 1601 et seq.) be asserted as a class action?

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