Credit Card Issuer Owes No Duty To Non-Obligor "Cardholder"
Question: "Does a credit card issuer have to resolve disputes about purchases with the consumer who used the card to buy the goods, or just with the person who obtained the card and authorized issuance of another card to the consumer?"
Answer: Just the latter, according to the Ninth Circuit Court of Appeals in Edwards v. Wells Fargo & Company (No. 06-16892), decided May 19, 2010.
California Statute Regarding Convenience Checks Not Facially Preempted By Federal Law
Question: Is section 1748.9 of the Civil Code, which requires certain disclosures to credit card holders who use preprinted "convenience checks," preempted by the National Bank Act?
Answer: No, according to Fourth District Court of Appeal, Division Three, in Parks v. MBNA America Bank, N.A. (G040798), decided May 12, 2010.